COMMERCIAL LIABILITY INSURANCE
Commercial liability insurance, often called general liability insurance, is a type of business insurance that protects a company against financial losses from claims involving:​​​​
WHAT IT COVERS
─── Bodily Injury : If someone is hurt on your business property (e.g., a customer slips and falls).
─── Property Damage: If your business operations accidentally damage someone else’s property.
─── Personal & Advertising Injury: Covers claims of libel, slander, copyright infringement in ads, or reputational harm.
─── Legal Costs: Attorney fees, court costs, and settlements/judgments related to covered claims.
WHAT IT DOES NOT COVER
─── Employee injuries (covered by workers’ compensation insurance).
─── Damage to your own property (covered by commercial property insurance).
─── Professional mistakes or negligence (covered by professional liability insurance).
─── Intentional or illegal acts.
WHY IT’S IMPORTANT
─── Many landlords, lenders, and clients require businesses to carry it.
─── It protects business assets from costly lawsuits.
─── Provides peace of mind and credibility when working with partners or clients.
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​​​Contact Three Star Brokerage at (718) 837-7777 to help you find the perfect commercial liability insurance policy
